存款利率|大陆|利率|宏观 -凯发官网入口首页
最后更新于：2015-10-24
在2015年，存款利率市场化取得了突破性进展。当年3月、5月，央行将人民币存款利率上限由基准利率的1.2倍依次扩大到1.3倍和1.5倍；8月放开一年期以上（不含一年期）定期存款利率上限；10月对商业银行和农村合作金融机构等不再设置存款利率上限，利率行政管制基本放开。
®基础数据源自于。
自2014年11月22日起，人民银行不再公布金融机构人民币五年期定期存款基准利率。
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| 日期 | 活期存款 | 定期存款（三个月） | 定期存款（半年） | 定期存款（一年） | 定期存款（两年） | 定期存款（三年） | 定期存款（五年） |
|---|---|---|---|---|---|---|---|
| 2015-10-24 | 0.35% | 1.10% | 1.30% | 1.50% | 2.10% | 2.75% | -- |
| 2015-08-26 | 0.35% | 1.35% | 1.55% | 1.75% | 2.35% | 3.00% | -- |
| 2015-06-28 | 0.35% | 1.60% | 1.80% | 2.00% | 2.60% | 3.25% | -- |
| 2015-05-11 | 0.35% | 1.85% | 2.05% | 2.25% | 2.85% | 3.50% | -- |
| 2015-03-01 | 0.35% | 2.10% | 2.30% | 2.50% | 3.10% | 3.75% | -- |
| 2014-11-22 | 0.35% | 2.35% | 2.55% | 2.75% | 3.35% | 4.00% | -- |
| 2012-07-06 | 0.35% | 2.60% | 2.80% | 3.00% | 3.75% | 4.25% | 4.75% |
| 2012-06-08 | 0.40% | 2.85% | 3.05% | 3.25% | 4.10% | 4.65% | 5.10% |
| 2011-07-07 | 0.50% | 3.10% | 3.30% | 3.50% | 4.40% | 5.00% | 5.50% |
| 2011-04-06 | 0.50% | 2.85% | 3.05% | 3.25% | 4.15% | 4.75% | 5.25% |
| 2011-02-09 | 0.40% | 2.60% | 2.80% | 3.00% | 3.90% | 4.50% | 5.00% |
| 2010-12-26 | 0.36% | 2.25% | 2.50% | 2.75% | 3.55% | 4.15% | 4.55% |
| 2010-10-20 | 0.36% | 1.91% | 2.20% | 2.50% | 3.25% | 3.85% | 4.20% |
| 2008-12-23 | 0.36% | 1.71% | 1.98% | 2.25% | 2.79% | 3.33% | 3.60% |
| 2008-11-27 | 0.36% | 1.98% | 2.25% | 2.52% | 3.06% | 3.60% | 3.87% |
| 2008-10-30 | 0.72% | 2.88% | 3.24% | 3.60% | 4.14% | 4.77% | 5.13% |
| 2008-10-09 | 0.72% | 3.15% | 3.51% | 3.87% | 4.41% | 5.13% | 5.58% |
| 2007-12-21 | 0.72% | 3.33% | 3.78% | 4.14% | 4.68% | 5.40% | 5.85% |
| 2007-09-15 | 0.81% | 2.88% | 3.42% | 3.87% | 4.50% | 5.22% | 5.76% |
| 2007-08-22 | 0.81% | 2.61% | 3.15% | 3.60% | 4.23% | 4.95% | 5.49% |
| 2007-07-21 | 0.81% | 2.34% | 2.88% | 3.33% | 3.96% | 4.68% | 5.22% |
| 2007-05-19 | 0.72% | 2.07% | 2.61% | 3.06% | 3.69% | 4.41% | 4.95% |
| 2007-03-18 | 0.72% | 1.98% | 2.43% | 2.79% | 3.33% | 3.96% | 4.41% |
| 2006-08-19 | 0.72% | 1.80% | 2.25% | 2.52% | 3.06% | 3.69% | 4.14% |
| 2004-10-29 | 0.72% | 1.71% | 2.07% | 2.25% | 2.70% | 3.24% | 3.60% |
| 2002-02-21 | 0.72% | 1.71% | 1.89% | 1.98% | 2.25% | 2.52% | 2.79% |
| 1999-06-10 | 0.99% | 1.98% | 2.16% | 2.25% | 2.43% | 2.70% | 2.88% |
| 1998-12-07 | 1.44% | 2.79% | 3.33% | 3.78% | 3.96% | 4.14% | 4.50% |
| 1998-07-01 | 1.44% | 2.79% | 3.96% | 4.77% | 4.86% | 4.95% | 5.22% |
| 1998-03-25 | 1.71% | 2.88% | 4.14% | 5.22% | 5.58% | 6.21% | 6.66% |
| 1997-10-23 | 1.71% | 2.88% | 4.14% | 5.67% | 5.94% | 6.21% | 6.66% |
| 1996-08-23 | 1.98% | 3.33% | 5.40% | 7.47% | 7.92% | 8.28% | 9.00% |
| 1996-05-01 | 2.97% | 4.86% | 7.20% | 9.18% | 9.90% | 10.80% | 12.06% |
| 1993-07-11 | 3.15% | 6.66% | 9.00% | 10.98% | 11.70% | 12.24% | 13.86% |
| 1993-05-15 | 2.16% | 4.86% | 7.20% | 9.18% | 9.90% | 10.80% | 12.06% |
| 1991-04-21 | 1.80% | 3.24% | 5.40% | 7.56% | 7.92% | 8.28% | 9.00% |
| 1990-08-21 | 2.16% | 4.32% | 6.48% | 8.64% | 9.36% | 10.08% | 11.52% |
| 1990-04-15 | 2.88% | 6.30% | 7.74% | 10.08% | 10.98% | 11.88% | 13.68% |
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